Terms of Service

Welcome to The Forecast Herald. These Terms of Service ("Terms") govern your access to and use of The Forecast Herald website, services, and applications (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. The Forecast Herald is a probability journalism platform that aggregates data from prediction markets and presents it in a news format. Our content is generated using artificial intelligence and automated systems to provide timely coverage of prediction market movements and probability changes. Please read these Terms carefully before using our Service. If you do not agree with these Terms, you may not access or use the Service. Your continued use of the Service constitutes acceptance of these Terms and any updates or modifications we may make.

THE FORECAST HERALD DOES NOT PROVIDE FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE. All content on this platform is for informational and educational purposes only. The probability data, market analysis, and commentary presented on The Forecast Herald should not be construed as financial advice or recommendations to buy, sell, or hold any financial instruments, securities, or assets. We do not recommend any specific investments, trading strategies, or financial decisions. You should always conduct your own research and consult with qualified financial professionals before making any investment decisions. The Forecast Herald, its affiliates, employees, and contributors are not registered investment advisors, broker-dealers, or financial planners. Any decisions you make based on information found on The Forecast Herald are made at your own risk. We expressly disclaim any liability for any direct, indirect, or consequential losses or damages arising from the use of, or reliance on, any information provided through our Service.

THE FORECAST HERALD DOES NOT ENCOURAGE, RECOMMEND, OR FACILITATE GAMBLING OR BETTING OF ANY KIND. Our platform aggregates and reports on prediction market data for informational purposes only. We do not operate a betting platform, accept wagers, or facilitate any form of gambling. The prediction market data we display comes from third-party sources and is presented solely for journalistic and educational purposes. We do not recommend that you place bets, wagers, or trades on any prediction market, sports event, political outcome, or any other event. Gambling and betting can be addictive and may be illegal in your jurisdiction. If you choose to participate in prediction markets or betting activities, you do so entirely at your own risk and responsibility. If you or someone you know has a gambling problem, please seek help from qualified professionals or contact a gambling helpline in your region.

SIGNIFICANT PORTIONS OF THE CONTENT ON THE FORECAST HERALD ARE GENERATED USING ARTIFICIAL INTELLIGENCE AND AUTOMATED SYSTEMS. Our platform uses AI-powered systems to aggregate prediction market data, generate news articles, create headlines, and produce analysis. While we strive to ensure accuracy and quality, AI-generated content may contain errors, omissions, or inaccuracies. AI-generated content on our platform is clearly labeled where feasible. However, you should be aware that automated systems have inherent limitations and may: - Misinterpret or misrepresent source data - Generate content that is outdated by the time you read it - Produce analysis that does not account for all relevant factors - Contain factual errors or inconsistencies - Reflect biases present in training data or algorithms We encourage users to verify important information from primary sources and to exercise critical judgment when consuming AI-generated content. The Forecast Herald does not guarantee the accuracy, completeness, or reliability of any AI-generated content.

THE FORECAST HERALD DOES NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY INFORMATION PROVIDED THROUGH THE SERVICE. Prediction market data is inherently uncertain and reflects the collective opinions of market participants, not objective truth. Probabilities displayed on our platform: - Are derived from third-party prediction markets and may not reflect actual likelihoods - Can change rapidly and may be outdated by the time you view them - May differ significantly between different prediction markets - Do not constitute predictions or forecasts by The Forecast Herald Our calibration scores, accuracy metrics, and performance data are based on historical outcomes and do not guarantee future accuracy. Past performance is not indicative of future results. While we make reasonable efforts to present accurate information, we cannot verify all data from our sources. Errors in source data, API failures, data processing issues, and other technical problems may result in inaccurate or incomplete information being displayed on our platform. You should not rely solely on information from The Forecast Herald for any important decision. Always verify critical information from multiple independent sources.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE FORECAST HERALD AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. This limitation of liability applies to, but is not limited to: - Loss of profits, revenue, data, or use - Financial losses resulting from reliance on our content - Damages arising from betting or trading decisions - Business interruption or loss of goodwill - Any other intangible losses IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID TO THE FORECAST HERALD IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM, OR ONE HUNDRED US DOLLARS ($100), WHICHEVER IS GREATER. THE LIMITATIONS IN THIS SECTION APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF THE FORECAST HERALD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by applicable law.

By using The Forecast Herald, you agree to the following responsibilities and obligations: COMPLIANCE WITH LAWS: You are responsible for ensuring that your use of the Service complies with all applicable laws and regulations in your jurisdiction, including laws related to gambling, securities, and data protection. ACCOUNT SECURITY: If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account. ACCEPTABLE USE: You agree not to: - Use the Service for any illegal purpose or in violation of any laws - Attempt to gain unauthorized access to our systems or networks - Interfere with or disrupt the Service or its infrastructure - Scrape, harvest, or collect data from the Service without permission - Use automated systems to access the Service in a manner that exceeds reasonable use - Misrepresent your identity or affiliation - Post or transmit harmful, offensive, or inappropriate content PERSONAL RESPONSIBILITY: You acknowledge that any decisions you make based on information from The Forecast Herald are your own responsibility. You agree not to hold The Forecast Herald liable for any losses or damages resulting from your decisions or actions. REPORTING ISSUES: If you discover any errors, security vulnerabilities, or inappropriate content on our platform, we encourage you to report them to us promptly.

The Forecast Herald reserves the right to modify, update, or replace these Terms at any time at our sole discretion. NOTIFICATION OF CHANGES: We will provide notice of material changes to these Terms by: - Posting the updated Terms on our website - Updating the "Last Updated" date at the top of this document - Sending email notification to registered users (for significant changes) - Displaying a prominent notice on our Service EFFECTIVE DATE: Changes will become effective upon posting unless we specify a later effective date. For material changes that affect your rights or obligations, we will provide at least 30 days notice before the changes take effect. YOUR ACCEPTANCE: Your continued use of the Service after any changes to the Terms constitutes your acceptance of the modified Terms. If you do not agree with the changes, you must stop using the Service. REVIEW RESPONSIBILITY: We encourage you to periodically review these Terms to stay informed of any updates. It is your responsibility to check for changes regularly. PREVIOUS VERSIONS: Upon request, we can provide access to previous versions of these Terms for reference purposes.

If you have any questions, concerns, or feedback about these Terms of Service or our practices, please contact us using the information below. GENERAL INQUIRIES: Email: legal@forecastherald.com Subject Line: Please include "Terms of Service Inquiry" for faster processing MAILING ADDRESS: The Forecast Herald, Inc. Attn: Legal Team 123 Market Street, Suite 400 San Francisco, CA 94102 United States RESPONSE TIME: We aim to respond to all inquiries within 5 business days. Complex legal matters may require additional time for review. DISPUTE RESOLUTION: If you have a dispute regarding these Terms or our Service, we encourage you to contact us first to seek an informal resolution. Many issues can be resolved quickly through direct communication. ACCESSIBILITY: If you require these Terms in an alternative format due to a disability, please contact us and we will make reasonable efforts to accommodate your request. For privacy-related inquiries, please refer to our Privacy Policy and contact our privacy team at privacy@forecastherald.com.